Had a car accident? Don't panic, we can help!
If you've been involved in a road traffic accident that was not your fault, our friendly and professional advisors can find you a temporary vehicle.
Our objective is to deliver a suitable like-for-like vehicle, including commercial and prestige, to your home or place of work in the shortest time possible - sometimes within a matter of hours. We do not take any payment from you as we recover all our costs from the at-fault driver's insurance company.
We deliver and collect vehicles 7 days a week and our average vehicle delivery time following initial contact is two hours.
A replacement vehicle ensures you remain mobile while your car or van is repaired and can be used for up to seven days after we receive a settlement cheque if your car is written off.
B&H Cars experienced advisors are available to support you in the minutes, hours and days following a collision. They have the expertise to handle your replacement vehicle needs, guiding you through the process and keeping you updated at all times.
Who we are
B&H Cars is an established provider of credit hire and intervention hire, to motorists involved in road traffic accidents.
With over 10 years' experience, we use our expertise in the motor insurance industry to provide a comprehensive and seamless service, from first point of contact to returning the hire vehicle.
Our ethos
At B&H Cars our focus has always been to put our customers' needs first and provide the highest possible level of customer service both directly and through our business partners.
We are able to provide an extensive range of quality intervention hire vehicles to drivers mobile.
Why should I ring B&H Cars and not my insurance company if I'm involved in a non-fault accident?
If you call your insurance company you will be required to claim under your own policy, you will have to pay your policy excess (if appropriate) and your policy is likely to only cover you for use of a small courtesy car while yours is being repaired. If your vehicle is a write-off you would not normally be provided with a courtesy car at all.
If you call B&H Cars there are a whole host of benefits your insurance company simply can't provide including:
- a 'like for like' replacement vehicle while yours is repaired
- the ability to waive or reclaim payment of your policy excess
- management of the repairs of your vehicle or a settlement cheque for a write-off
- and much more!
What if my car is a write off?
In a non-fault accident, if you can prove the need for a replacement vehicle similar to your own, you can hire a like for like replacement. The cost of that hire, for a period up to seven days after the write off cheque is received, is recoverable from the at-fault party or their Insurance Company.
What does the Service cost me?
We do not charge our customers for our services. We earn solely through the supply of the hire car and a claims handling fee, the cost of which is recovered under our agreement with the guilty driver's insurer.
Do I need to report the claim to my insurer if you are dealing with my claim?
No, we will do it all for you.
What does B&H Cars require from me in order to deal with my claim?
Let us have as much information as you possess, don't worry if you are missing anything, we will investigate and make enquiries on your behalf.
Who will pay for the cost of the replacement vehicle that B&H Cars supply?
The cost of the vehicle we supply you with will be recovered by us, on your behalf, from the guilty party's insurer.
What if the other driver's insurer doesn't pay for the cost of the hire car?
As long as you have been truthful about the accident circumstances and co-operate with us and the insurer for the duration of the claim, we will not seek to recover from you any costs that are unpaid.
Can I still make a claim if the other driver wasn't insured?
Don't worry, we can still help you, we can recover your costs from the Motorist Insurers' Bureau (MIB), an organisation that exists to compensate any innocent party who has been involved in an accident with an uninsured driver.
Can you provide a replacement vehicle to all of your clients?
Yes, as long as you have a day to day need for a replacement car and there is a negligent driver's insurer to recover the costs from.
Are there any restrictions on age to use your service?
No, we can normally assist anybody and provide you with Comprehensive insurance. In exceptional circumstances we may need to arrange cover on your own insurance.
What do I need to provide to B&H Cars before you can supply me with a replacement vehicle to drive?
We will need to see all driving licences and will require details of a debit or credit card for security purposes.
Do I have a choice on the type of vehicle B&H Cars provides me with?
We have an extensive fleet of vehicles from hatchbacks and saloons to prestige and high performance vehicles so we can supply you with a vehicle that meets your needs.
What types of vehicles can you supply?
Our large fleet includes many different makes of both prestige and mainstream cars; we can also easily supply different types of vans and recovery trucks. In fact, whatever your vehicle replacement requirement we will endeavour to provide it for you.
How long am I allowed to keep the replacement vehicle for?
If your own car is repairable then until the repairs are complete or in the event of it being a write-off our agreement on your behalf with the Association of British Insurers allows for the hire car to be supplied to you for up to seven days from the day your settlement cheque is received.
Who provides insurance cover on the replacement vehicle?
We will normally provide insurance cover for you; however, in exceptional circumstances it may be necessary for you to insure the vehicle.
Does it matter where in the UK I live?
No. Our service extends to cover all of mainland UK.
Do you offer a delivery and collection service, and if so is there an additional charge for me to pay?
The hire vehicle will be delivered to a place of YOUR convenience. When the hire vehicle is no longer needed, we will simply collect it from where you tell us, we do not make any charges for the delivery or collection of the hire vehicle.
Do I have to do anything whilst the claim is ongoing?
We simply ask that you co-operate with us and the insurers to help avoid any un-necessary delays. Leave the rest to us, we will keep you fully updated at every stage on the progress of your claim.